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Workers' Compensation, Safety and Risk Management
Worker's Compensation insurance programs provide for lost wages and medical expenses associated with an employee injury while performing a job related task, and protects the employer from the burden of catastrophic monetary liability. Although specific laws and regulations vary depending on the state, the overall goals of worker's compensation insurance are generally the same.
Worker's Compensation laws and regulations require employers to adhere to strict practices covering a broad range of topics, including handling employee claims and properly implementing and posting safety guidelines. Failure to properly follow worker's compensation guidelines can result in direct penalties, as well as increased premiums, increased civil liability, and can compromise an employer's ability to secure worker's compensation insurance coverage.
Workers’ Compensation insurance presents a great benefit to both employers and employees alike; however, the lack of proper risk management, education, claims administration and safety management can quickly dilute the benefits for the employer.
We provide your company with both a proactive and comprehensive approach to effectively managing risks and controlling costs while providing an improved health and safety environment for your employees.
Our Workers Compensation programs are coordinated and administered by dedicated professionals with years of experience in their related fields.
Insurance Programs
• Workers' Compensation insurance coverage
Safety and Loss Control
• On-Line Safety Training and Materials
• OSHA Compliance Instruction
• Assistance with OSHA Abatement
• Recommendations on safe workplace and
best practices
• Train-the-Trainer Programs
• Accident Investigation
• Loss Analysis with recommendations
• Customized Health and Safety program
• Safe Driving Policy
Workers Compensation Claims Management
• State required notice of injury filing
• Three point contact
• Hand selected treatment provider assignment
• Claim monitored through closure
• Daily on-line communication with insurance
carrier
• Quarterly file review with carrier and legal
council alike
Post Accident Drug Testing
• Employee drug testing
• Pursue any reductions in indemnity
payments that are allowable by law
• Ensure lower claim cost and promotes a safe working environment.
