Important COVID-19 Update
In the ongoing effort to keep our customers and our employees healthy and safe, we are taking extra safety precautions regarding cleaning and social distancing.
ANYONE COMING INTO ANY OF OUR OFFICES WILL BE REQUIRED TO WEAR A MASK.
Thank you for your continuing patience and understanding during this time. We look forward to seeing you!

Risk Management Services

Risk Management is the field of minimizing the risk of financial loss. It consists primarily of three (3) basic methods: risk identification, risk analysis and risk monitoring & remediation. Risk management applies to the operational, human resource and financial assets of any personal or business nature. When done correctly, risk management presents these three (3) choices:

  1. Risk Avoidance : eliminate the risk by ceasing exposure to the risk
  2. Self-Insurance : continuing the risk of exposure and accepting/absorbing the potential consequences of financial loss
  3. Transfer Risk : transfering the risk to another who can afford to pay for the financial loss (insurance).

The Van Dyk Group can provide various Risk Management Services for a fee. The foundation block to our Risk Management Services is a Risk Analysis Survey (RAS) which utilizes the three (3) basic methods above and is presented to our clients in an extensive written report containing:

  • Executive Summary : overview of client’s current insurance portfolio
  • Schedule of Coverage : structured detail of each policy within client’s current insurance program
  • Review of Scope & Intent of Coverage : detailed explanation of current insurance coverage terms & conditions.
  • Optional Enhancements : recommendations of optional/alternative insurance & risk management methods that address identifiable risk exposures.
  • Building Valuation Guide : photographic and cost construction estimation when real property is at risk.
  • Risk Analysis Survey (RAS) : extensive risk management questionnaire containing salient identified risk exposures.

For fast, courteous service, phone us directly a

(800) 436-1663 for Risk Management Services Information.