Social Service Organization Insurance

The Van Dyk Group has an expert staff that specializes in the social services field. These professionals understand your needs, the challenges you face, and are committed to providing you with an insurance program that is designed to meet the special concerns of nonprofit organizations.

From property to professional liability, our staff works in partnership with various insurance carriers to provide you with a flexible and comprehensive program that will give you the protection you require.

The following are just a few types of organizations that qualify for this special program:

  • ARCs
  • Counseling Centers
  • Drug and Alcohol Programs
  • Head Start Programs
  • Special Needs Day Schools
  • Senior Programs
  • Programs for Physically Challenged
  • Vocational Rehabilitation and Training

Coverage Highlights

Commercial Property

  • Computers & Media
  • Employee Dishonesty
  • Ordinance or Law Coverage
  • Equipment Breakdown
  • Business Income Coverage – Actual Loss Sustained

General Liability Extensions

  • Blanket Additional Insureds
  • Temporary Workers included as Insureds
  • Volunteer Workers are Insureds
  • Sexual Abuse and Molestation Coverage

Commercial Automobile Extensions

  • Blanket Additional Insureds
  • $35,000 Excess Hired Car Physical Damage
  • Lease Gap Coverage
  • Volunteer Workers Nonowned Physical Damage – $500

Professional Liability

  • Occurrence Form
  • Vicarious Liability for subcontracted physicians
  • Insureds include employees, volunteers and students in training

Umbrella Coverage

  • No minimum retention
  • Professional Liability follow form

Social Services Loss Control

  • Organize and contribute to accident review boards
  • Accident analysis/loss data trending
  • Driver training programs
  • Implementation of OSHA required safety programs
  • 15 passenger van safety
  • Contractual liability consulting
  • Assistance in maintaining Commission on Accreditation of Rehabilitation Facilities accreditation
Let us handle the details

To Speak to Our Social Services Insurance Specialist Contact Gene Toriello – (800) 436-1663 ext 420.