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Workers’ Compensation

Business Workers’ Compensation Insurance

Workers’ Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.

Workers’ Compensation provides for the payment of four types of benefits:

  • Medical benefits
  • Income benefits
  • Death benefits
  • Rehabilitation benefits

A representative can provide you with complete details on Workers’ Compensation Insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.

What should you do if you are contractually obligated to your employees for their entire salary?

This is most often the case with public employees such as school districts and we have a solution.  There is an additional workers compensation coverage available known as Supplemental Workers Compensation.  This policy covers the gap between traditional benefits and contractual requirements.  Here at the Van Dyk Group commercial insurance department we can obtain these and other important coverages.

See if your business qualifies for our budgeted 52 week payment plan to help with your cash flow by calculating and paying your company’s workers’ compensation premium as your payroll is processed. This program allows you to avoid large upfront deposits and those unanticipated, large year-end audit adjustments due to inaccurate payroll projections.
Cash Flow Management for your Business

  • No large down payment
  • Workers’ Compensation premiums calculated on actual payroll
  • Automatic premium payment with each payroll, no checks or monthly bills
  • No time consuming year end audits

For fast, courteous service, phone us directly at        

(800) 436-1663 for Business Business Workers Compensation Insurance Information.