Consumers and businesses along the Atlantic and Gulf coasts keep an eye on hurricane season so they can batten down their hatches before the storms hit. These adverse events are no small issue, as seen by 2012’s Superstorm Sandy, which resulted in 7.9 million businesses and households without power in 15 states and the District of Columbia, according to CNN, a major news outlet. In addition to lost business revenue from unexpected closings due to power outages, hurricanes can result in property damage. So it’s vital to have the proper insurance coverage to recover from hurricanes.

To keep an eye on the hurricane forecasts to best prepare, here’s what to watch for in 2017:

What’s on the Horizon?
The Atlantic hurricane season, which runs from June 1 to November 30, is the subject of many forecasts. According to Colorado State University’s (CSU) Tropical Meteorology Project, the Atlantic coast will see the following in 2017:

  • A “slightly below-average” season.
  • Eleven named storms.
  • Four named storms developing into hurricanes.
  • Two major hurricanes with winds in excess of 111 miles per hour.

These predictions are consistent with forecasts from other sources. AccuWeather, a global weather media company, expects 10 named storms, five of which will be hurricanes. AccuWeather predicts three major hurricanes will form.

What Will Actually Impact the U.S.?
While 10-11 named storms may form, they won’t all make landfall. The CSU researchers expect a 42% chance of major hurricanes’ reaching the entire U.S. coastline. Both the Gulf and East coasts have a 24% chance. Meanwhile, AccuWeather foresees three named storms making landfall.

What Can You do to Prepare?
Even when you know storms could be in the forecast, you may not be able to prepare your home or business against all threats. This possibility doesn’t mean you shouldn’t have a plan.

The Institute for Business & Home Safety (IBHS), a nonprofit organization that provides property insurance information, cites the creation of a disaster recovery plan as a crucial step in preparing for a hurricane. With proper preparation, your business can limit disruptions when hurricanes occur. The IBHS also provides a property protection checklist to help you inspect your space in preparation for windstorms. These steps include examining structures for rust and loose bolts.

Don’t forget flood insurance. With the right coverage, you can get your business back up and running in no time. Talk to us about your insurance coverages before a storm is in the forecast, as flood insurance goes into effect 30 days after a policy is created.

If you are interested in more information click to request a Home/flood insurance quote
or call our Insurance Service Center at 800-222-0131


Courtesy of Selective Insurance