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Young mixed race woman smiling while standing in the door of her cafe with her arms folded proud to be the owner of a small businessCommercial Insurance for Retail Shops and Stores

Owning and operating a retail store requires hard work, risk-taking and a significant financial investment. At Van Dyk Group, we offer commercial retail insurance to help you protect your retail shop or store, reduce your risk exposure and keep your business operating smoothly.

With Van Dyk’s commercial insurance for retail shops and stores, you’ll protect your business from risks like:

  • Property damage
  • Customer slips and falls
  • Income loss should you need to shut down temporarily for repairs
  • Lawsuits, damages and theft

Your retail store insurance may include:

  • Commercial property insurance: Protects your retail shop and its contents from losses related to natural disasters, theft and vandalism
  • Retail liability insurance: Covers your business from customer accidents that occur on your property
  • Business Owners Policy (BOP insurance): Combines business property and business liability insurance into one policy to protect against the most common incidents that occur in the retail industry
  • Business income coverage: Protects your retail establishment from income loss due to a covered event (e.g., fire, wind, vandalism), including the temporary closure to repair the related damage
  • Workers’ compensation: Covers work-related injuries or illnesses for which an employee might hold you responsible 

For more information about Commercial Insurance for your retail shop or store, contact us at (800) 436-1663.

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