Commercial Insurance

2022 Best Practices Study Long Beach Twp, NJ – The Van Dyk Group is part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group. Each year since 1993, the Big “I” and Reagan […]

Storm Safety Reminders Hurricane Watch: issued when hurricane conditions are a real possibility for an area. Hurricane Warning: issued when a hurricane is expected within 24 hours. START GETTING READY! Act Now to be Prepared Develop a family plan for survival and property protection.     If your home is in a potential flood or storm […]

By Paul Lavenhar New Jersey is known for Bruce Springsteen, diners, and going “down the shore.” It is also known for being one of the states hit hardest by Hurricanes Irene and Sandy. New Jersey-based insurance agency, The Van Dyk Group, is located on the coast of New Jersey, and it processed over 6,000 claims […]

HOW FINANCIALLY SECURE ARE YOUR INSURANCE PROVIDERS? Trusted Choice® Tips for Consumer Insurance Check Trusted Choice® independent insurance agents can help consumers analyze the safety and stability of their insurance coverage. Given recent events in the news involving AIG, consumers have many questions regarding the stability of their own insurance providers. There has been no […]

Small Business Guide – Premiums Can I do anything to lower my insurance premiums? Remember that all insurance premiums are based on the risks involved. The insurance company evaluates the situation to determine the risks – or potential for losses – and bases its rates on the results. Therefore, deliberate steps you take to lower […]

Small Business Guide – Fire, Liability, Coinsurance I run a dry-cleaning business. What happens if fire destroys many of my customers’ clothes that were stored in the building? The standard businessowners policy contains coverage for loss due to fire, including coverage for property of others the insured business was repairing, storing, or otherwise servicing in […]