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RV / Motor Home and Travel Trailer Insurance

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NJ Motorhome, Travel Trailer and RV Insurance

Your road trip should be fun—not wrought with worry over what could go wrong. With a NJ motorhome, travel trailer and RV insurance policy, you can protect your home away from home for greater peace of mind and a more enjoyable outing with friends and family.

At The Van Dyk Group, we take recreational vehicle insurance seriously—and we want to ensure you are protected from loss should the unexpected occur. Our knowledgeable team will work with you to select the right NJ RV insurance coverage at the right price to meet your needs. 

When you purchase a NJ motorhome, travel trailer and RV insurance policy from The Van Dyk Group, you have the flexibility to choose from the following options:

  • Collision/comprehensive: Protects you from sudden and accidental loss due to a collision, fire, windstorm, landslide, vandalism and other perils.
  • Liability only: Protects against liability issues that may arise from using your recreational vehicle.

Additional motorhome and RV travel trailer insurance coverage options include:

  • Total loss replacement: Covers the cost to replace your RV (or replaces it altogether) if it is damaged beyond repair in the first five model years
  • Outstanding loan balance: If your RV is protected for its actual cash value, a claim settlement for a total loss might not be enough to pay off an outstanding loan. This option ensures you’re not left with a loan to pay and no RV to show for it.
  • Agreed value: Reimburses you the full amount equal to the pre-determined, mutually agreed upon worth of your RV in the event of a total loss
  • Full time coverage: Offers liability protection similar to a homeowner’s policy if you live six months or more of the year on the road
  • Extensive physical damage protection: Covers against sudden and accidental loss due to a collision, fire, windstorm, landslide, vandalism, and many other perils
  • Personal effects: Reimburses you actual cash value or replacement cost for your personal belongings
  • Roadside assistance: Offers roadside assistance should your RV break down, run out of gas—or even if you lock yourself out. You won’t need a separate service plan with this option.
  • Emergency expense coverage: Covers the cost of temporary housing should a covered peril disable your RV—and the cost to get you and your vehicle back home.
  • Vacation liability: Provides premises liability coverage while your unit is parked at a campsite or RV park
  • Tow dolly: Additional protection if you need it
  • Full safety glass deductible: Covers the cost of repairing or replacing damaged safety glass with a deductible 

For more information about our NJ Motorhome, Travel Trailer and RV Insurance or for an RV Trailer Insurance quote, call our NJ RV Insurance specialists at (800) 222-0131.

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