Workers’ Compensation

Buy Affordable Workers’ Compensation Insurance for Your Small Business

In most states, including NJ, businesses with one or more employees are required to carry workers’ compensation insurance. Covering the cost of medical treatment for work-related illness or injury, our affordable workers’ comp insurance provides payment for four types of benefits:

• Medical benefits
• Income benefits
• Death benefits
• Rehabilitation benefits

In situations where you are contractually obligated to pay your employees for their entire salary (e.g., public employees such as those employed by a school district), you’ll want to purchase supplemental workers’ compensation insurance, which covers the gap between traditional benefits and contractual requirements.

Our goal is to offer the most affordable workers’ comp insurance with the best coverage to meet your needs. That is why we also offer a 52-week payment plan that allows you to calculate and pay your company’s worker’s compensation premium as your payroll is processed. Offered to qualifying businesses, the payment plan features the following benefits: 

• Helps you avoid large down payments.
• Premiums are calculated based on actual payroll.
• Payments are automated with each payroll. No checks or monthly bills.
• Eliminates time-consuming year-end audits 

For a Workers’ Comp Insurance quote for your business, contact us at (800) 436-1663.