Personal Insurance

8 Tips for Preventing Non-Weather Related Water Damage Non-weather related water damage is the second leading cause of insurance loss claims. According to the Insurance Information Institute, water damage and freezing accounted for more than 27% Water damage can be devastating to a home or business — leading to costly repairs, business interruption, and even […]

As winter sets in, extreme low temperatures and strong winds can put your home at serious risk—especially when it comes to frozen pipes. When pipes freeze, they can burst, leading to extensive and costly water damage. The good news? Much of this damage is completely preventable with a few proactive steps taken now. Our friends […]

The new year is a fresh start—and a perfect reminder to review your insurance coverage. Life changes quickly, and even small updates can have a big impact on whether you’re properly protected. If the past year brought changes to your home, job, family, or lifestyle, now is the time to make sure your insurance still […]

How To Protect Your Secondary Home From Hurricanes Every year, hurricane-force winds and storm-related flooding cause billions of dollars of damage across the country.  If you have a secondary or vacation home near the ocean – especially if it has an ocean view – there is a significant chance that the house will experience flooding […]

2022 Best Practices Study Long Beach Twp, NJ – The Van Dyk Group is part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group. Each year since 1993, the Big “I” and Reagan […]

Are you able to remember all the items in your home in the event it becomes lost, destroyed, or damaged? What if you are the victim of a break-in? Do you know the value of each of those items? The reality is, most likely, no. This is why a home inventory is so important. By […]