Personal Insurance

How To Protect Your Secondary Home From Hurricanes Every year, hurricane-force winds and storm-related flooding cause billions of dollars of damage across the country.  If you have a secondary or vacation home near the ocean – especially if it has an ocean view – there is a significant chance that the house will experience flooding […]

2022 Best Practices Study Long Beach Twp, NJ – The Van Dyk Group is part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group. Each year since 1993, the Big “I” and Reagan […]

Are you able to remember all the items in your home in the event it becomes lost, destroyed, or damaged? What if you are the victim of a break-in? Do you know the value of each of those items? The reality is, most likely, no. This is why a home inventory is so important. By […]

By Maria Scandale Changes to the federal flood insurance rate maps are being reflected in policy renewals and new policies. Known as Risk Rating 2.0, the Federal Emergency Management Agency’s update to the National Flood Insurance Program’s risk rating method affects any house in a flood zone that has a federal mortgage and thus is […]

By Maria Scandale A private boat is a luxury that opens up a world on the water. But when buying a center console for the first time, or coolly navigating the experience of owning a yacht, boat insurance is a need below the surface. “You deserve to jet off into the distance and soak up […]

6 Ways to Secure Your Home When You’re Away Did you know that statistically a burglary occurs in the United States every 25.7 seconds? (At least according to the FBI.) As a season full of holiday-related travel approaches, are you doing what you can to adequately secure your home while you’re gone? According to data from […]