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New Jersey Automobile Insurance

In the state of New Jersey, automobile insurance is required of all drivers to protect them from financial losses incurred, such as medical bills, damage to the vehicle or other property and legal fees. However, many people find themselves confused as to what they really need from their NJ auto insurance policy. At The Van Dyk Group, we offer some of the most affordable car insurance plans in NJ through the most reputable auto insurers, and we will help you pinpoint coverage levels best suited to your needs.

New Jersey automobile insurance plans include three broad coverage categories designed to protect you from financial loss in the event of an accident:

  • Property coverage: Pays for damage to or theft of your car
  • Liability coverage: Pays for your legal responsibility to others for bodily injury or property damage
  • Medical coverage: Pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses

For answers to some of the more frequently asked questions, please check out theĀ Consumer’s Independent Guide to Auto Insurance.

Remember that in order for your insurance coverage to take effect, all drivers and cars must be specifically listed on your policy.Ā 

To speak to one of our Automobile Insurance representatives, call us at (800) 222-0131.

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