Vandyk Logo

Auto Insurance

Get a Quote

Happy family riding in a car

New Jersey Automobile Insurance

In the state of New Jersey, automobile insurance is required of all drivers to protect them from financial losses incurred, such as medical bills, damage to the vehicle or other property and legal fees. However, many people find themselves confused as to what they really need from their NJ auto insurance policy. At The Van Dyk Group, we offer some of the most affordable car insurance plans in NJ through the most reputable auto insurers, and we will help you pinpoint coverage levels best suited to your needs.

New Jersey automobile insurance plans include three broad coverage categories designed to protect you from financial loss in the event of an accident:

  • Property coverage: Pays for damage to or theft of your car
  • Liability coverage: Pays for your legal responsibility to others for bodily injury or property damage
  • Medical coverage: Pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses

For answers to some of the more frequently asked questions, please check out the Consumer’s Independent Guide to Auto Insurance.

Remember that in order for your insurance coverage to take effect, all drivers and cars must be specifically listed on your policy. 

To speak to one of our Automobile Insurance representatives, call us at (800) 222-0131.

Latest news
from our blog

Big "I" Best Practices Agency 2022 Badge

The Van Dyk Group Included In the Big “I” and Reagan Consulting

November 1, 2022
2022 Best Practices Study Long Beach Twp, NJ – The Van Dyk Group is part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance...

The Importance of a Home Inventory

October 27, 2022
Are you able to remember all the items in your home in the event it becomes lost, destroyed, or damaged? What if you are the victim of a break-in? Do you know the value of each of those items? The...

Contact an
agent now

    Had the pleasure to work with Art. It was a great experience. He communicated often, showed concern for us and established a trusting relationship. Importantly, the photographer he uses did a great job. The family that bought saw the home 18 hours after listing, Paid full price he recommended which was way over our expectations. Have already referred family and won’t hesitate to do it again. Thanks Art!

    – Joe C.

    Follow our insurance social media for tips