Vandyk Logo

Auto Insurance

Get a Quote

Happy family riding in a car

New Jersey Automobile Insurance

In the state of New Jersey, automobile insurance is required of all drivers to protect them from financial losses incurred, such as medical bills, damage to the vehicle or other property and legal fees. However, many people find themselves confused as to what they really need from their NJ auto insurance policy. At The Van Dyk Group, we offer some of the most affordable car insurance plans in NJ through the most reputable auto insurers, and we will help you pinpoint coverage levels best suited to your needs.

New Jersey automobile insurance plans include three broad coverage categories designed to protect you from financial loss in the event of an accident:

  • Property coverage: Pays for damage to or theft of your car
  • Liability coverage: Pays for your legal responsibility to others for bodily injury or property damage
  • Medical coverage: Pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses

For answers to some of the more frequently asked questions, please check out the Consumer’s Independent Guide to Auto Insurance.

Remember that in order for your insurance coverage to take effect, all drivers and cars must be specifically listed on your policy. 

To speak to one of our Automobile Insurance representatives, call us at (800) 222-0131.

Latest news
from our blog

How To Protect Your Secondary Home From Hurricanes

September 29, 2023
How To Protect Your Secondary Home From Hurricanes Every year, hurricane-force winds and storm-related flooding cause billions of dollars of damage across the country.  If you have a secondary or...
Big "I" Best Practices Agency 2022 Badge

The Van Dyk Group Included In the Big “I” and Reagan Consulting

November 1, 2022
2022 Best Practices Study Long Beach Twp, NJ – The Van Dyk Group is part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance...

Contact an
agent now

Buying a house can be stressful and this was especially the case for my wife and I as first-time home buyers who were looking for a home to buy and move into before the arrival of our first child. Art took a lot of that stress away and really helped us have a great home-buying experience. He is extremely personable and worked tirelessly to get us to a dozen or more showings until we found the house that we loved. I would highly recommend working with Art if you’re looking to buy or sell property.

– Geoff K.

Follow our insurance social media for tips