Personal Insurance

Winterizing Your Seasonal Home It’s a necessary task for any seasonal home owner, and you still have time to get it done: preparing your seasonal home for the rigors of winter. Properly planning now can help you avoid damage and expensive repairs in the spring. The best preparation is to develop a checklist of tasks […]

According to the National Oceanic and Atmospheric Administration (NOAA), 2019 is looking like a near-average Hurricane season for the Atlantic. That means nine to 15 named storms, four to eight hurricanes, and two to four major hurricanes. An average hurricane season produces 12 named storms, six hurricanes, and three major hurricanes. El Niño (which suppresses […]

According to the National Flood Insurance Program (NFIP), everyone lives in a flood zone. Even those who don’t live near water are at risk, because anywhere it rains, it can flood. Heavy rains, clogged or insufficient drainage systems, nearby construction projects, broken water mains and inadequate levees and dams can cause flooding that put your […]

Facts About Insurance Scoring Sources: Insurance Council of New Jersey / NJ Department of Banking & Insurance Know the facts about the approval to use credit information in determining insurance rates. More information is also available in the NJ Department of Banking and Insurance Guide and the American Insurance Association Insurance Scoring Guide For Consumers […]

Auto Insurance Savings for Seniors and Mature Adults Most auto insurance companies provide a mature drivers discount. Drivers entering their fifties in many cases will see some decrease in their auto insurance rates. Make sure your current insurance agent checks these senior auto discounts for you. If you are shopping for Auto Insurance with The […]

THE COASTAL INSURANCE CHALLENGE Writing insurance in the Coastal areas of the United States always seems to present more of a challenge to a great number of agencies than writing similar policies in non coastal areas. Is this because it is, by nature, harder to write and quote a policy in these Coastal Zones? I […]