Personal Insurance

By Maria Scandale Changes to the federal flood insurance rate maps are being reflected in policy renewals and new policies. Known as Risk Rating 2.0, the Federal Emergency Management Agency’s update to the National Flood Insurance Program’s risk rating method affects any house in a flood zone that has a federal mortgage and thus is […]

By Maria Scandale A private boat is a luxury that opens up a world on the water. But when buying a center console for the first time, or coolly navigating the experience of owning a yacht, boat insurance is a need below the surface. “You deserve to jet off into the distance and soak up […]

6 Ways to Secure Your Home When You’re Away Did you know that statistically a burglary occurs in the United States every 25.7 seconds? (At least according to the FBI.) As a season full of holiday-related travel approaches, are you doing what you can to adequately secure your home while you’re gone? According to data from […]

Winterizing Your Seasonal Home It’s a necessary task for any seasonal home owner, and you still have time to get it done: preparing your seasonal home for the rigors of winter. Properly planning now can help you avoid damage and expensive repairs in the spring. The best preparation is to develop a checklist of tasks […]

According to the National Oceanic and Atmospheric Administration (NOAA), 2019 is looking like a near-average Hurricane season for the Atlantic. That means nine to 15 named storms, four to eight hurricanes, and two to four major hurricanes. An average hurricane season produces 12 named storms, six hurricanes, and three major hurricanes. El Niño (which suppresses […]

According to the National Flood Insurance Program (NFIP), everyone lives in a flood zone. Even those who don’t live near water are at risk, because anywhere it rains, it can flood. Heavy rains, clogged or insufficient drainage systems, nearby construction projects, broken water mains and inadequate levees and dams can cause flooding that put your […]