Personal Insurance

8 Ways To Improve Your Credit Credit scores, along with your overall income and debt, are a big factor in determining if you’ll qualify for a loan and what loan terms you’ll be able to qualify for. Credit scores can now be used in determining Insurance Rates. Check for and correct errors in your credit […]

Storm Safety Reminders Hurricane Watch: issued when hurricane conditions are a real possibility for an area. Hurricane Warning: issued when a hurricane is expected within 24 hours. START GETTING READY! Act Now to be Prepared Develop a family plan for survival and property protection.     If your home is in a potential flood or storm […]

By Paul Lavenhar New Jersey is known for Bruce Springsteen, diners, and going “down the shore.” It is also known for being one of the states hit hardest by Hurricanes Irene and Sandy. New Jersey-based insurance agency, The Van Dyk Group, is located on the coast of New Jersey, and it processed over 6,000 claims […]

Top Ten Boating Safety Tips from The Van Dyk Group: 1. Always wear a life jacket and insist that your crew and guests do the same. Approximately 70 percent of fatal boating accident victims drowned in 2011. Eighty-four percent of those who drowned were not wearing a life jacket, and 8 out of every 10 boaters […]

Consumers and businesses along the Atlantic and Gulf coasts keep an eye on hurricane season so they can batten down their hatches before the storms hit. These adverse events are no small issue, as seen by 2012’s Superstorm Sandy, which resulted in 7.9 million businesses and households without power in 15 states and the District […]

The Homeowner Flood Affordability Act of 2013, written by Senator Robert Menendez of NJ and Representative Michael Grimm of NY, has now passed the Senate and is on it’s way to the President’s desk to be signed into law. This eases the some increases and changes that went into affect as a result of the […]